Category Archives: Finance

Day 628 OUT OF Beijing: Family Farewell.

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Dave, Stacy and me.

Dave, Stacy and me.

 

Jill and I are heading off to Los Angeles in about 3 days and have to say goodbye to my sister and my brother today.

Dave happens to be in town for work and we stayed at Stacy’s house for a few days since she won’t be able to come to our goodbye get together on Thursday.

So, we decided to go out to breakfast before Dave went back to work and Stacy went on to do her daily errands and chores and we set off back to San Francisco to stay with Jill’s friend Aline.

It is one of the double edge swords of being an upwardly mobile vagabond and expatriate: You are always saying hello or goodbye to people you care about and are never sure if you will see them again when you return.  Or if you will return.

It all depends on what happens on our travels, and in their lives, as to when and where we will see them and if our schedules match up.

Dave lives up in Portland and we were lucky enough to be near enough for him to BART or drive over to see us and for him to have some free time in between his meetings to do this.

Stacy was nice enough to put us up for a few days and let us hang out with her and her kids, Nate and Will.  It is always great to see them and catch up with what they are doing and play around with them.

Day 626 OUT OF Beijing: Minimizing My Family.

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2005 Specialized Alumimun/Carbon frame with full Dura-Ace. All upgraded carbon components. $1100 or best offer.

2005 Specialized Alumimun/Carbon frame with full Dura-Ace. All upgraded carbon components. $1100 or best offer.

 

I’m not actually minimizing my family but I’m helping my family minimize their stuff while we travel and stay with them.

My sister’s husband has an incredible bike that he isn’t using anymore so I offered to help them sell it and took pictures, wrote the description (with the help of Christopher Rubin) and posted it on craigslist.  It is a steal at the price especially compared to what it originally cost.  It is so light you can lift it with a single finger.

I’m a huge fan of craigslist because it is local and I don’t have to ship or box anything up.

It is also much quicker because I don’t have to wait the 7 days for an auction, like ebay, to finish.

And, last but not least, there is no commission to be paid to the site when the listed object sells.

I also posted an older 50 inch tv, in perfect condition, that they don’t need.

It is another reason I love social media, when used for productive purposes, because it lets people find something they may need while allowing others to get rid of things they no longer want.

In case you, or anyone you know are interested, here they are.  Click on the pictures if you want to see the ad and know more about the bike or tv:

 

2005 Specialized Alumimun/Carbon frame with full Dura-Ace. All upgraded carbon components. $1100 or best offer.

2005 Specialized Alumimun/Carbon frame with full Dura-Ace. All upgraded carbon components. $1100 or best offer.

 

50 inch tv with stand, remote and HDMI cable for 200 dollars or best offer.

50 inch tv with stand, remote and HDMI cable for 200 dollars or best offer.

 

Day 625 OUT OF Beijing: Benecio, Dog Show Fanatic.

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The Beautiful Benecio!

The Beautiful Benecio!

 

Jill and I have been staying at our friend’s Randy and Alethea’s house.

We also were dog sitting the wonderful Benecio.

He’s a big puppy, in every way, and loves to play and cuddle.

He’s 80 pounds but thinks he is a lap dog.

He is also the cutest, and kindest, doggie ever.

We decided to give him a treat and let him watch the Westminster Dog Show since he’d been so well behaved lately.

He seemed to be enthralled with it all and would let us change the channel on the remote.

It truly is a dog’s life.

 

Day 624 OUT OF Beijing: Bus Breakdown.

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As we migrate to our new bus.

As we migrate to our new bus.

 

One of the issues with traveling so much is we are likely to have problems with transportation.

We finally had one on our trips in and out of San Francisco.

Jill has been riding buses for the last 5 years since she went car less and has never had a breakdown while on Golden Gate Transit.  I haven’t been riding as long as she has but I’ve never had one either.

Today that all changed.

We were climbing up the hill to the Marin Headlands when we heard a big “WHOOSH!” sound come from behind our seats.

We were near the back of the bus and it started to slow down instantly.

The driver turned on his hazard lights and we drove for about 500 feet going 5 miles an hour on Highway 101.

As we crested the hill, the driver parked the car in a turn out and tried a few different things to see if he could fix the bus himself.

An alarm kept going off and he notified us that he’d be calling a new bus, and we’d have to wait about 15 minutes.

Being that Jill and I keep our own schedules, this wasn’t a big deal.

There were others commuters and they all seemed pretty calm and just took it as was a normal everyday life event.

A manager drove up and talked to us and he seemed pretty mellow about it and we all started laughing and joking.

As the new bus drove up, we all disembarked, grabbed our cell phones, and started taking pictures since we had a great view and the chances of us every being allowed to park here, take pictures, and have this view are about 0.

The manager, the driver and the technician also took out their phones and took pictures.

I loved that people could have been grumpy, annoyed or angry because they were late but instead of choose to enjoy the view, laugh a bit, and stay calm and cool.

Bus breakdowns really aren’t that bad.

 

Day 623 OUT OF Beijing: Minimizing to Maximize our Travels and Life.

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Jill beside our luggage to show perspective.

Jill beside our luggage to show perspective.

 

Jill and I are getting ready to set out on another epic trip all over the world.

We know we are hitting Los Angeles, Cancun, Santa Fe, Nebraska (Jill’s parents live there) and then we are off to parts unknown.

We are expecting to go to Costa Rica to start our travels outside of the USA.

However, we might go and hang out with my cousin, Michele and her husband, John, down in Mexico if that works and they want us to come.

We also have invites to stay in Colombia, Spain and so many other places that it is hard to even comprehend what wonderful and exciting adventures are coming our way!

In our year and half together we’ve already visited China, Mongolia, Singapore, Malaysia, Greece and Turkey, where I asked Jill to marry me (yes, she accepted).

Being that Jill and I have figured out we really don’t need much when we travel, we have decided to minimize to a massive extent.  We only had one carry on each for a month when we were in Greece and Turkey.  We know we don’t know much and hate having extra weight or unused gear.

Here’s where it all started. When we moved to China, we both had 2 full sized pieces of luggage, 2 carry on and a backpack.  I had basically sold everything else I had and Jill had a small storage area.

That was for 1.5 years and the only reason we needed so much was because I needed to buy gifts for people, bring my therapy books over, and we would be faced with major temperature changes and be prepared to have all deal with all kinds of issues that might have come up.

By the time we had left, we had minimized down to 1 check in, 2 carry on and 1 extra bag each.

Even though that is much less than most people we know, we knew that there is no way that would work for us if we wanted to keep cruising and be as mobile as possible as we travel all over the world.

So, we’ve been whittling down our luggage and our clothes over the past 2 months.

Today was the day of reckoning.  We got Jill’s backpack from her friend Leslie, and started packing again.

We gave away 2 more bags of clothes to Goodwill and both of our large check pieces of luggage were emptied.  They will either be used by Randy, since he travels so much playing with different bands around the world, or they will be donated.

We also will donate two of our smaller bags that we don’t need.

So, we are down to 4 bags total.

1 check in piece of luggage.

One 45 liter backpack.

1 15 liter day pack.

1 5 liter mini day pack.

We plan to buy a 30 liter backpack and get rid of the check in piece of luggage.

It isn’t that the check in piece, which has wheels, isn’t useful, it is that we want to be more mobile and able to adjust to our travels.  Backpacks give us that.

Our plan, when needed, is to wear the 45 liter backpack on the back and the 5 liter backpack on the front.  This will balance our load and will allow us to carry everyone.  Jill will wear the 15 liter day pack and wheel the carry on until we get the new backpack.

Less than two weeks from now, we head off on our Megabus to Los Angeles and then the fun begins.

By they way, about 1/5 of the 45 liter backpack is taken up by my cycling gear.  This will be dropped off at my friend Christopher’s house as we want to do a some cycling when I get there and hopefully when we return.  That is why we will be able to survive with a 30 liter backpack instead of another 45 liter one.  The beauty is that both of these don’t have to be checked when we board a plane so it is faster, easier and safer.  We still are able to fit both our computers, our kindles, and our phones since we will be working from wherever we are.  We don’t feel we are going “without” because we have what we need.

Our view on life is simple:

Own your things.  Don’t let your things own you.

 

 

Day 621 OUT OF Beijing: How to pour an Imperial of 1998 Mauregard down the Drain.

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As close as I'll ever come to having a kid.

As close as I’ll ever come to having a kid.

 

Jill’s friend, Leslie, knows a lot about wine.  She also had some extra wine that she needed to drink in case it was getting past its prime.

One of these bottles was an imperial of 1998 Mauregard of Chateau Camarsan from Bordeaux, France.

It was ranked in the top 5% of wineries in the world according to vivino.

Now, it has been in the bottle for almost 17 years so we were hoping it would still be drinkable and not have gone off.

For your information, an Imperial is 8 bottles of wine and not the 4 that I thought it was originally.  My good friend, Suhneel, let me know when he saw this video.

My friend, Lisa, who I used to work with at Bay Club Marin, was invited to come over and hang out with us and she wanted to try it also.

Well, first things first we had to open it.

The cork seemed okay as I pulled it out but when we looked at the bottom of the cork, there were a lot of crystals.

These are tartrate crystals, and are harmless and tasteless.

However, they are crunchy so we decided to decant the bottle since we didn’t want to bite down on one while we were drinking the wine.

After decanting it, we all tried a little taste and agreed, sadly, that it had gone past and didn’t have much taste at all.

We really didn’t have much use for 8 bottles worth of vinegar (which is what we could have turned it into) so we just poured it down the drain and moved on to a couple of bottles of Armista since Jill and Leslie love Armista’s wines and are friends with the owners.

I guess the moral of the story is always be prepared because you never know when you’ll need more wine!

 

Day 614 OUT OF Beijing: Why We Walk, Part 8.

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Take a book/Leave a book. A wonderful little free library.

Take a book/Leave a book. A wonderful little free library.

 

Jill and I took a side road, after passing the off-leash dog and human park, and noticed this interesting bookshelf near an intersection.

As we walked closer we noticed the sign on top, “Free Library”.

We kept getting closer and then saw the “Take a book/Leave a book” sign underneath it.

We love walking around, seeing little surprises like this, that would bring together a community, and how people are always thinking up something new and surprising.

It is part of what we want our new website, to be unveiled soon, to help others do.

We want people to be inspire, and then inspire others, to be more, do more, and live more.

We’ve seen how wonderful it is to travel, experience new cultures and people, and hope to help others do the same.

This may not mean giving up your job and becoming minimalists like we have, but it may allow you to change something that you’ve always wanted to change, or visit somewhere you’ve always wanted to visit, or think about yourself in a new way that allows you more peace and contentment.

I’ve been working on an ebook to help people change their attitude, and life, at this very moment and it is almost ready.

My mom, who is an excellent writer and editor, has been helping me figure out exactly what I want to have come across in the most clear, simple and most useful format possible.

It is a combination of all my years of being a cognitive behavioral therapist, my dabbling in Buddhism and use of acceptance and gratitude, and my sense of humor and joy of living a life that is truly wonderful.

It is exciting to think that I’ll be putting this out into the world and what the reactions might be from the people that read it.

It is also a little bit scary.

I’m hoping that most people will like my book, and give me good reviews while also suggesting other points that they would like clarity or more support on. If so, I can then write more sequels or even do personal online training with them to help them achieve their goals more quickly.  It is an exciting new part of our lives!

However, I’m sure there will be people that will give me negative reviews and it will be hurtful.  However, if this happens, I will be able to use the tools that I’ve taught so many others to help me figure out how to adapt, learn and not let that become a set back to a new adventure and way of life that Jill and I want to achieve.

When we actually arrived at the little free library, we noticed the basket for free hollyhock seeds nailed to the side of it.  The little bit of randomness made us smile and laugh.

Maybe someday, if enough people buy my book, it will end up on a little free library like this and reach many more people than I can even imagine.

That is why we walk.

Not just books but hollyhock seeds are available.

Not just books but hollyhock seeds are available.

Day 609 OUT OF Beijing: Why We Walk, Part 3.

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Bill and Rosemary with their Land Rover.

Bill and Rosemary with their Land Rover.

 

Jill and I were hanging out, working on SF Tourism Tips, and decided we’d go to lunch in Petaluma.

We were going to walk to Lagunitas Brewing Company, have a beer and some food, and then walk back to Randy and Alethea’s home since it was a gorgeous day, we wanted a break from work, and we like getting out and about.

As we know, the best laid plans of mice and men…

We started walking down the main streets and saw Lombardi’s Gourmet Deli and BBQ and decided to take a detour.

We bought a sandwich, some macaroni salad and a bottle of red wine since they had a huge deck and we wanted to enjoy the view.

As we ate our food, we noticed a rather impressive Land Rover in the parking lot.

It was covered with stickers from countries all over the world and we had fun trying to guess which sticker was for each country and where the owners had traveled.

After about 15 minutes, a man walked out and started towards the car.  I told Jill, “I want to go ask him what they are doing and where they are going.”  She said, “Go for it!”

I walked over, flag the man down and asked him about their travels.

Bill told me that they had bought this Land Rover in the UK and then driven it all over Africa for a few years.

In opposition to the news we hear of Africa, they loved the Sudan and said that the people are very friendly and that there is very little crime.  It was interesting because I’ve found that the media very often lies about conditions, here and abroad, to keep people in fear and from experiencing new places and meeting people.

They were in Petaluma on their way down to Joshua Tree, after being in Canada for a few months, and were looking for a good campground.

That is why Jill and I travel and talk to people.  We think almost everyone has something to offer and we can learn from them.

Bill’s wife, Rosemary, came up to us and I invited them to sit down with Jill and me and share a bit of time and share each other’s stories.

Bill and Rosemary had traveled all over the world, starting long ago, by using their professions to get them where they wanted to be.  Or, in one case, not where they wanted but then decided to stay for 10 years.    But that is their story and I’ll let them tell it on their blog if they decide to.  By the way, they probably have only half of the stickers from countries they’ve visited because they weren’t for sale or available while they were there.  I would guess they’ve been to somewhere between 75-100 countries.  I’ve been to 16.  It gives me incentive and inspiration!

Jill and I were intrigued by their choice to sell their house and hit the road.  Their idea of minimalism is very close to our’s, except they have a car, and they live inside their Land Rover almost all the time.  They do use other services, like TrustedHousesitters, to find homes to house sit, but they are also very frugal and financially smart so they can travel for as long as they want to.

This trip started about 2 years ago after they had returned back to the the UK to see their daughter and her family.  They shipped their Land Rover to Uruguay and then started driving all over Southern and Central America from there.

After moving into North America, they went through Mexico, the southwest of the USA, and up to Canada.  They stayed in Canada for a few months and are now heading across the USA to the East Coast where they will ship their car, and themselves, back to the UK.

They aren’t sure if they will settle down when they get back home and are trying to figure out what to do next.

After listening to their story, and be totally amazed by their willingness to take chances, live a different life, and not be tied down to possessions and places, we told them more about our plans and beliefs.  They seemed to appreciate them and were impressed that we could do all this traveling without a car and just walk, bike, bus or take mass transportation to get around.

The next day they were planning on going to San Francisco so Jill gave them some ideas and told them she would email them a plan later that day so that they could have more specifics if they wanted to use them.

After a few hours of talking, they needed to get on their way to  their campsite and we needed to get home.  We gave them some directions and they decided to go food shopping.  After we parted, Jill and I decided to skip Lagunitas entirely, since it would be dark before we headed home, and we decided to go shopping also.

We walked about 1 mile to the grocery store and saw their truck in the parking lot.  We smiled as we knew we’d get to say hi one more time and walked in and saw them immediately.  We all started laughing and talked for a few more minutes before we parted and went our separate ways.

In case you want to see their travels, click the links below:

Africa Road Trip

Latin America Road Trip

That is why we walk.

Day 608 OUT OF Beijing: Why We Walk, Part 2.

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The view of Petaluma on one of our walks.

The view of Petaluma on one of our walks.

 

Jill and I kept talking to Mitch and discussing life, liberty and the pursuit of happiness.

It seems, and this may just be confirmation bias but Jill and I both think that more and more people are trying to figure out how to do more with less.

I’ve been getting a lot of friends asking me how to minimize their possessions to maximize their life.

I’ve helped them figure out how to live on less, travel with less, take up less space in the world, and figure out how to own things instead of having things own them.

Last night, in fact, Jill and I spent an hour going through each of our check in bags and discarded about half of what we had in them.

We doubt we can get down to one check and two carry ons between us each check in will be very light since they are both only about half full.

Once we figure out where we are going to settle, in about a year, we will be able to unload more of it since I’ll know if I need my cycling gear.

Cycling gear?  Yep, I have my cycling spandex and cycling shoes (with clip-less pedals) that I’m dragging around everywhere.

This takes up about 1/4 of my bag and seems like a waste.

However, it will allow me to get around easily, when we settle down, and the cost of carrying it is much less than having to purchase it again.

This is a cost benefit analysis that I’ve done and the benefits far outweigh the costs.

My friend, Christopher Rubin, is also going to open a bike store in the next few months.

I want to help him and we plan to ride our bikes to work together and that means I’ll be needing these clothes sooner rather than later.  It is also a free way to get healthy and lose weight which I want to do also.

Mitch seems to want to have a simpler life and we all talked about how that could happen, for both him and us, and what we are doing to accomplish that goal.

This doesn’t just mean minimizing but doing what you want, when you want and knowing that you could die, at any moment, and how do you want to live until that happens.

For Jill and me, it is traveling, seeing friends and family, and exploring the world.

We’ve both simplified our lives enough that we can make this happen.

We can help you do the same if you want.

When we walk, we talk about how to accomplish this and share our knowledge.

That is why we walk.

 

 

 

 

Day 607 OUT OF Beijing: Why We Walk, Part 1.

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The 1953 210 in all its glory!

The 1953 210 in all its glory!

 

Jill and I are enjoying our car-less travels all around the bay as we update SF Tourism Tips.

We walk about a mile to grab the first bus, in Petaluma, and then take it into San Francisco where we might walk, bus or take the street cars depending on our time and destination.

We also bus back to Petaluma and it has been mostly enjoyable.

I’d say about 9 out of 10 Golden Gate Bus drivers are incredibly friendly and love their jobs.

The ones that aren’t happy are probably just having a bad day and have to deal with a lot.

I’ve noticed, as I’ve talked to the bus drivers, most of them just say, “This job teaches you patience.”

It makes me think that most of the drivers probably practice a type of “moving meditation” when they drive and deal with people so that they can stay calm, mellow and happy most the time.

Otherwise the traffic, the people, and the on time pressure would wear them down.

Our latest driver said to Jill and me that, “I just put on a smile and keep it on.  If I get worn down, I smile and I come back to who I am and who I want to be.”  Imagine if we all did that, a little bit more each day, how different our lives would be?

As we walked towards the bus one day, we turned the corner and noticed this amazing car.

It is a 1953 Chevy 210 with some added flair (some parts from a Plymouth and taillights from a 1954 210 as Mitch liked those more and wanted more “personality”).

We immediately fell in love with it and Jill said, “My dad would love this!”

Jill’s dad, Bill, rebuilds old cars and is a blacksmith and also does leather work.

I suggested we go ask the owner if we could take some pictures and he agreed.

He stated that he hand painted it about 6 years ago and it took a long long long time because each layer is very difficult and time consuming.  He didn’t use any filler or bondo on the bodywork because he didn’t want the paint to crack or break as the car aged.  We couldn’t see any imperfections at all.

We didn’t have our camera, at this time, so we asked if we could come back and he happily agreed.

Two days later we were walking down the street and heard this rumble behind us.  It was Mitch and his 1953 210 cruising down the street.  There really is nothing like the sound of a classic car’s engine rumbling and cruising.

Mitch pulled into his shop and parked it in the sunshine so we could see it really glow.  He then he wiped it down with a cloth to get all the dust off of it.  He had just made some engine improvements and taken it for a test drive so it was a bit dusty and we appreciated his time and effort to make his baby shine!

Mitch, the owner, told us this is his “daily driver” and that he also built a Comet for his wife.  We talked about the joy of doing what you love for a living and how it can be difficult to live outside the expected way of life but that none of us could go back to what we used to do.

Mitch, by the way, was born in Sweden and came to the USA to play music.  It seems he did fairly well for himself and quite a bit of touring.  He lived in Los Angeles but got tired of it and moved up north.  He and his wife now live in Petaluma and he seems to be quite content and proud of his creations.

An artist working his craft.

We talked for about 45 minutes, as we weren’t in a hurry, and it was like meeting an old friend.

There is no question that if we had been in a car, we would have missed Mitch and his 1953 210.

That is why we walk.